So what I would like to know is why when the price of a barrel of oil dropped by almost half in the matter of 2 weeks, the price of gas remains to be relatively high. The other problem with this is when the price of oil shoot way up the price of gas followed almost within days. So if the prices of both oil and gas relate so much to each other then the price of a gallon of gas now with the price of oil should be a lot less then it is. So is the differences because  the gas stations are  still trying to sell the gas that they paid so much for ? Or are the owners just trying to make more money then they should? I am not sure what the answer is to this question but it bears some explanation. When the price of gas touches everybody in America in one way or another  it makes one wonder who is in charge of regulating the price of gas.

Credit is something that has always come in handy. In today’s age however if you do not have good credit it can hurt your wallet a lot more then you think. It could not only effect your chances of buy a house or a car but also cause your insurance to go up hurt your chances to get a cell phone and more. I am not sure how credit went from something that we use every once in a while to something that effects our everyday life. So now more then ever we have to keep a close eye on how we treat our credit, because a little mistake today can cause big problems tomorrow. Several people have many different theories on how consumers should handle their credit in order to get the best results. One of the biggest problems with that is which one do you trust. To bad the people telling you how to manage your credit don’t show you theirs. Could you even imagine if you took credit advice from someone who had a credit score of 500? In my opinion the best advice is the simplest. Below are some key points that I think are nothing more then common sense and if followed would allow some one to have a great credit score.

* If you have credit with someone pay your bills on time.

* Don’t spend more then you can afford.

* Don’t keep high balances on your credit cards.

* More is not always better when it comes to the amount of credit card you have.